Anyone else get into trouble from compulsive spending??

Clothes -- piles upon piles upon piles (literally). I have also gotten myself into severe credit card debt. I am lucky that I am paying a low rent & that I don't I have a wife, child (ren) or even a pet to support.

I have slowed down significantly the spending and it doesn't feel like an intense compulsion.

One good thing is that the meds have helped. Maybe the original psyc was right, & you really do need to take a high dose of Prozac (I am on 80MG a day) for this OCD type behavior.

Is your problem ADHD (impulsive; impulse control problem) or a true OCD (compulsive behaviour)? OCD has two parts: the Obsession (thought) and the subsequent Compulsion (behaviour).



In true OCD, if you don't complete the second part... the Action (THE 'compulsion') to reduce the Thought [to stop the "obsessive thinking"], you will get terribly incredible distress. Until you do the Action (compulsion part) the Thought ("obsession part") will keep your brain churning and anguishing to do the thing (like handwashing) til you do it.



Impulsivity (as in ADHD) tends to not engender or trigger ENOUGH anxiety. OCDs tend to create TERRIBLE anxiety states (distress).


(That's not to say the Impulsive Buyer won't have terrible Anxiety when they get their Credit Card Bills! Impulsivity is a serious cause of buyer's remorse, ofcourse.)

True "impulsive" behaviour tends to be preceeded by no or little thought. (It is as though the brain's urges have no real consideration of "consequences" and have "no brakes". OCD is moreso incredible "overrumination" of (too much) thought.

Which one are you? :)

NB
Strategies for Impulsive Buying:

-Ask stores about their REFUND Policy before you buy.
-And keep your receipts and don't take Tags off until you sit on the item for a few days.
-Leave all or all but one of your Cards at home.

Anyone else get into trouble from compulsive spending??

I don't but my husband and daughter who are both ADD do. I am the opposite I am a tight wad I have only one major credit card for emergencies. I use it every once in a while to buy some thing I know I can pay off by the billing due date.

ive been both an impulsive spender and a tight stingy money type. im not half way about anything unfortunately.
When i was tight and stingy, it was because I was traveling overseas and cut my card up so I couldnt spend.
Nowadays I spend money on things I dont need. If i go into a petrol station, i buy a drink even if im not thirsty...not sure why?

Something that helped me, is to only take the amount of money you intend to spend. :)

I did. Now I need the money to do what i want to do.
4got again is right. Dont bring more money than you intend to spend.
And cut up that credit card. Credit card debt is not worth it.

I'm an impulse spender. I have tons of lip products, 3/4's of which I really don't need. I tend to stay in the same color family so my Chanel is similar to my No. 7 (Target). I seriously have over 50 lippies from Bonne Bell to Clinique to Chanel.

However, if it's an expensive item I tend to mull it over. There's a table lamp at Pottery Barn that's $200 that's begging me to take it home. Grrrr.

for my particular situation, I would get focused on some fantastic, albeit hairbrained idea, research it endlessly, buy EVERYTHING needed for this "idea" and then ... pfffffffft. Nada. Lost interest. Onto the next GREAT idea.

This has resulted in alarming debt. However, since finding out I'm ADD and not a victim of a drive by lobotomy, getting on Adderall and a new interest in housekeeping that's lasted longer than three days (which is a record), I've not had that "itch" to wrap myself up in another "idea".

So far so good. I will say this, the other day I decided that I needed classical music for my ipod to increase my focus. Good idea. However I ended up spending the better part of 2 hours online researching JUST THE RIGHT MUSIC. I finally came to my senses, picked something and went on with the rest of my day. I was able to sort of snap out of it. Two weeks ago... I'd still be sitting here researching it. :eyebrow:

Dolores, paragraphs 1 and 3? I could've written. I've never been on Adderall though *grins.* I'll get a bee up my butt, buy boatloads of stuff, then be like, "Meh, whatevs."

I'm actually afraid to try something new because I'm afraid I'll peter out. I'm contemplating training for a walking half-marathon next September but will I buy the shoes, clothing, and other stuff needed for a long walk and then...meh, whatevs. Eep!

i spend all tgh money i earn. im not proud to say but i used to steal too.
try and save or get one of those bank people arnd.
www.sorted.co.nz is ment to be good.
im broke as. pretty much none of my family works, wel normal kindz of work. stealing isnt a real job ay.
bloody maoris.

I wish I had stuck to compulsively buying and reading books, and I don't mean novels. It was relatively cheap and I learned lots of stuff.

Unforuntaley, I got stuck on a laptop rut and lost probably 2000-3000 dollars in restocking fees, reselling, interest, etc.

I have not done this since getting on adderall, but the keyboard on my current notebook is annoyingly loud. I keep thinking about switching but don't know if it's the adderall not working anymore or a legitimate reason.