View Full Version : Individual Insurance?

11-26-07, 10:46 PM
Although I'm fortunate enough to have good insurance as a federal employee, I sometimes worry about what I would do for insurance if I ever could not get insurance through work or was out of work. Is it pretty much impossible to get a individual health insurance policy if you have been diagnosed as bipolar? I've heard from some people that bipolar=automatic reject. It also wouldn't do me any good if the policy excluded bipolar and adhd as pre-existing because meds and therapy makes up the bulk of my medical expenditures. Am I pretty much screwed if I can't get insurance through work?