gique
03-10-08, 01:40 PM
First, I apologize for not understanding very well how forum bulletin boards work. I've never posted a thread before, and in spite of trying to read all the rules and regulations and trying to grok this whole system, I don't really feel like I get it. Newbie, ADD me.
Here's my story. I am a 40-sumthin woman diagnosed with ADD two years ago. I ended up quitting my management-level job in a creative field and freelancing as a result of being miserable and feeling unsuccessful in a position that required lots of planning and organization.
During the short period between my diagnosis and leaving my job, I tried various meds for ADD, including Wellbutrin, Concerta, and another I forget, but never settled on one.
When I applied for an individual insurance policy to replace the group plan from my old job ($650 a month!) I was denied by the same carrier, who cited my ADD diagnosis as the reason. It wasn't just that they wanted to exclude the ADD, they wouldn't cover me at all.
After the denial, in a frantic effort to put together an application that a carrier would accept, I asked my doctor and therapist to write letters stating that my attentional problems were "situational," related to my recent divorce and job stress. This amounted to having my ADD diagnosis "revoked." I'm not saying that they lied... They just looked at the symptoms (divorce, job, etc.) from a perspective that turned out to be convenient. I desperately needed affordable insurance, incase my child or I got cancer, or hit by a car or whatever.
I now have affordable (read as crappy) insurance coverage. But if I am diagnosed with ADD I'm afraid I'll lose my current coverage and, assuming that ADD continues to be a black spot in the insurance world, I may never get affordable coverage again. I'm not currently in a position to take that gamble.
As of this writing I have ("situational") trouble with impulse control, concentration, hyperfocus and the rest of the gamut of ADD goodies, to the extent that I'm fearful that I won't be able to support myself and my child.
I try to use natural self-treatment including diet, exercise and meditation, but it's hard to keep up on those tools without a catalyst of some kind.
I currently self-medicate with double power coffees. I've heard that Red Bull may be helpful. Frankly, I don't even know if it's ethical to ask if there are other, non-prescription substances that have been known to help with ADD -- but I'm desperate and I'm askin'.
Here's my story. I am a 40-sumthin woman diagnosed with ADD two years ago. I ended up quitting my management-level job in a creative field and freelancing as a result of being miserable and feeling unsuccessful in a position that required lots of planning and organization.
During the short period between my diagnosis and leaving my job, I tried various meds for ADD, including Wellbutrin, Concerta, and another I forget, but never settled on one.
When I applied for an individual insurance policy to replace the group plan from my old job ($650 a month!) I was denied by the same carrier, who cited my ADD diagnosis as the reason. It wasn't just that they wanted to exclude the ADD, they wouldn't cover me at all.
After the denial, in a frantic effort to put together an application that a carrier would accept, I asked my doctor and therapist to write letters stating that my attentional problems were "situational," related to my recent divorce and job stress. This amounted to having my ADD diagnosis "revoked." I'm not saying that they lied... They just looked at the symptoms (divorce, job, etc.) from a perspective that turned out to be convenient. I desperately needed affordable insurance, incase my child or I got cancer, or hit by a car or whatever.
I now have affordable (read as crappy) insurance coverage. But if I am diagnosed with ADD I'm afraid I'll lose my current coverage and, assuming that ADD continues to be a black spot in the insurance world, I may never get affordable coverage again. I'm not currently in a position to take that gamble.
As of this writing I have ("situational") trouble with impulse control, concentration, hyperfocus and the rest of the gamut of ADD goodies, to the extent that I'm fearful that I won't be able to support myself and my child.
I try to use natural self-treatment including diet, exercise and meditation, but it's hard to keep up on those tools without a catalyst of some kind.
I currently self-medicate with double power coffees. I've heard that Red Bull may be helpful. Frankly, I don't even know if it's ethical to ask if there are other, non-prescription substances that have been known to help with ADD -- but I'm desperate and I'm askin'.