Hi, gang!

I could use your help... I'm an insurance dummy in Houston, TX, trying to help my ADDer find a good individual health insurance plan for his needs.

Here's the criteria:

- Lowest monthly premium possible...
- High deductible OK
- Prescription drug coverage for Adderall XR, Effexor, etc.

Any suggestions, recommendations, ideas, advice? Please don't assume I have any common sense in this area. :o

How are other contract workers in Texas managing their healthcare costs?

Also, has anyone dabbled in HSAs and found this to be an effective healthcare solution...? (If the insurance won't cover it, at least you can write it off?)

In case anyone has the same question as me, I'll try to update this thread as I find interesting things... Would absolutely appreciate hearing from anyone at anytime, though.

This thread touches on it:
http://schwablearningforumarchive.greatschools.org/thread/23658.html